Although the MoneyPak virus is not a real virus, it should have been picked up the Spybot team long ago. I am surprised that the program still can't detect it. It has about 3 files in the roaming folder of the users profile, a ctfmon.exe in the startup folder and a few registry entries. The files can easily be removed manually in safe mode command line. This is the only mode that spybot can run in as with the other modes (normal, safemode) the money pak puts up a jpeg picture and disables the keyboard and right click mouse functions.

There are plenty of entries on the internet about the infectious files and I don't think it has mutated much since last November (if memory serves right).