Hi
"Wow, that's a lot to do for this beginner- is it imperative that I do all of these ?"
No but, system restore thing and OTMoveIT are at least things to do.
Adobe Update and Java Update highly recommended.
"How do I do this..Isn't Spybot my antivirus software ?"
No, it's anti-spyware. McAfee should have auto updates on by default
"And I think Adaware caused some problems at the beginning of this mess, is that possible ? With Spybot S&D and McAfee, do I still need to install Spywareblaster ??"
There is no 100% need, those are programs to improve security.
"How do I know what to keep and what do delete, there's a lot going on in your last post ?? On my desktop now I have SmitfraudFix program, SmitfraudFix folder, HJT, HJT Install, Spybot S&D, Spybot 15, and Combofix and is evrything in you last post supposed to be done in that order"
OTMoveIT will delete SmitfraudFix and Combofix.
You can delete HJT if you like to.
Order doesn't matter, but it would be nice to start with
either system restore thing or OTMoveIT.